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Debt Solutions

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Solutions2Debt offer a range of debt solutions, and provide free phone consultations via our debt helpline. Our expert specialists will collect information such as income, expenses and debts to provide the best options relevant to your unique financial situation. We’ll ensure your aware of the pros & cons of each debt solution, so you can make the best decisions based on your personal goals.

Our Debt Solutions Include:

Debt Agreements

A Debt Agreement is similar to a consolidation loan.  All of your debts are included in the one contract. Like a consolidation loan, this means one regular repayment instead of several. Unlike a consolidation loan, any interest on the debt is frozen, you only repay what you can afford to, and the remainder is legally written off. A Debt Agreement is the ideal option for anyone who lacks the capacity to meet their financial commitments, but doesn’t want to consider bankruptcy.

Personal Insolvency Agreements

Some people may not be eligible for either a consolidation loan or a debt agreement. We also offer Personal Insolvency Agreements, to cater to these individuals. Personal Insolvency agreements are similar to both consolidation loans and debt agreements, but generally involve more than $90,000.00 in unsecured debt.

Bankruptcy

Depending on your situation, bankruptcy may be the best solution. Bankruptcy wipes away all of your unsecured debt. It is essentially a financial fresh start. The rules and regulations around bankruptcy are complex, and it’s not a decision that should be entered into lightly. Bankruptcy, however, is not a punishment; it’s a legal solution for those who are unable to repay their debts.

 

Call 1300 871 096 and discover a way out of debt today.